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Build a 3-month emergency fund

Know your number, free up cash, and save three months of expenses.

  • Finance
  • 6 weeks
  • ~30 min a day
  • Beginner
  • 3 milestones
  • 12 tasks
Use this plan

Free to start. Goaltree adds it to your goals and puts the first tasks on Today.

The plan

  1. Milestone 1

    Know your numbers

    Baseline

    • Calculate your monthly essential expenses
    • Set your 3-month target amount
    • Open a separate savings account
    • Track every expense for two weeks
  2. Milestone 2

    Free up cash

    Optimize

    • Review and cut 3 recurring subscriptions
    • Set up an automatic monthly transfer
    • Sell items you no longer use
    • Find one way to add extra income
  3. Milestone 3

    Reach the goal

    Save

    • Hit 1 month of expenses saved
    • Hit 2 months saved
    • Hit 3 months saved
    • Set a rule for when you can use it

Start today

Build the habit. Reach the goal.

Start with one habit and one goal. Goaltree gives you the plan, the streak and a coach to keep you going. Free to start.

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