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Pay off your credit card debt

A clear plan to knock out high-interest debt for good.

Finance
6 weeks
~30 min a day
Beginner
3 milestones
12 tasks

Free to start. Goaltree adds it to your goals and puts the first tasks on Today.

The plan

Milestone 1

See the full picture
Assess
- List every debt, balance and interest rate
- Calculate your total owed
- Pick a payoff method (snowball or avalanche)
- Build a realistic monthly budget
Milestone 2

Free up money
Cut & earn
- Cut 3 non-essential expenses
- Call to lower an interest rate
- Put any windfalls toward the debt
- Pause new credit card spending
Milestone 3

Knock it out
Pay down
- Pay off your smallest debt
- Pay off half your total
- Make a final payoff plan
- Celebrate becoming debt-free

Start today

Build the habit. Reach the goal.

Start with one habit and one goal. Goaltree gives you the plan, the streak and a coach to keep you going. Free to start.

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