Set a clear money goal and chase it

The plan

1. Milestone 1

   Define the aim (Week 1)

   Written goal

   • Write down the exact amount or outcome you want
   • Set a firm deadline for reaching it
   • Decide what you will give in return — skills, time or work
   • Draft a step-by-step plan and start the first step today

2. Milestone 2

   Daily focus (Weeks 2–4)

   Daily review

   • Read your written goal aloud every morning and evening
   • Spend two minutes picturing yourself having reached it
   • Take one concrete action toward it each day
   • Log progress and setbacks in a notebook

3. Milestone 3

   Build expertise and allies (Months 2–3)

   Knowledge & support

   • Identify the skill gap holding your plan back
   • Sign up for a course or study plan to close it
   • Invite 2–4 driven people to meet as a support group
   • Meet with your group every two weeks to swap advice

4. Milestone 4

   Stay the course (Month 4)

   Persistence

   • Review the plan and replace what isn't working
   • Write down each setback and the lesson it taught you
   • Recommit to your deadline or set a new realistic one